Buy Property in France Through Co-ownership
Owning a home in France usually means paying the full price of a villa on the Côte d'Azur or in the French Alps — often €1M or more — or settling for a week-long rental with a fixed departure date. Kocomo lists co-ownership properties across France's most sought-after regions, from the Riviera to Provence and the Alps, with shares starting from €109,000 and a typical share priced around €299,000, sold in 1/8 fractions. Every listing comes from vetted providers like MYNE, Lazazu, and Nomadu, with transparent pricing and resale support built in. Here is what is for sale now, what it actually costs, and how co-ownership works in France.
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Buying in France as a foreigner is open to all nationalities, with no special restrictions for EU or non-EU buyers, though the notarial process runs entirely in French. Kocomo's French listings use a dual legal structure — a French Société Civile Immobilière (SCI) owned by a US entity — which simplifies the paperwork for international buyers. Our guide on buying a house in France breaks down this structure in detail. For the South of France market specifically, see our French Riviera guide, or compare co-ownership to renting in our vacation rentals in France guide.
French Alps Chalets: Why Co-Ownership Is the Smartest Way In
A luxury chalet in the French Alps routinely costs €2M to €10M+ — for a property most owners use four to eight weeks a year. This guide breaks down how co-ownership works legally and day to day, the financial case against full ownership, and which resorts are worth a look.
Morzine Ski Resort: A Local's Guide — And Why Some Skiers End Up Owning There
Morzine sits at the gateway to the Portes du Soleil, and it has a habit of turning a ski trip into a property search. This guide covers how to ski Morzine like a local, what keeps people coming back off the mountain, and what buying here actually involves — including how co-ownership lowers the entry cost.
How Much Does It Cost to Go Skiing? The Real Numbers for 2026
Lift tickets at premium resorts can top $250–$300 a day, and that's before travel, gear, and lodging. This guide breaks down what a ski trip actually costs in 2026 by budget level, where the hidden costs sit, and why regular skiers are starting to compare renting against co-owning a share of an alpine chalet.
Vacation Rentals in France: Why Co-Ownership Is a Better Alternative to Renting
You've probably searched "vacation rentals in France" countless times, dreaming of that perfect escape to Provence or the French Riviera. But here's something most travelers don't realize: repeatedly booking France vacation rentals year after year could cost you more than actually owning a piece of French paradise.
South of France Vacation: Experience the French Riviera Through Co-Ownership
Your South of France vacation can become a lasting Mediterranean lifestyle through fractional co-ownership, giving you access to luxury French Riviera homes without the full commitment of traditional property ownership. This approach is perfect for lifestyle buyers, families, and investors who want a European coastal base they return to seasonally—enjoying 6-7 weeks annually in properties professionally managed year-round.
How to Buy a House in France: A Simpler and More Affordable Path Through Co-Ownership
Buying property in France just got easier and more affordable through co-ownership. If you're dreaming of a second home France but traditional property prices feel out of reach, fractional ownership offers a smarter alternative that lets you own real French real estate for a fraction of the cost.
Frequently Asked Questions
What is Kocomo?
Kocomo is a marketplace and educational hub for the co-ownership of vacation homes, bringing people closer to their dream of owning a second home.
Kocomo makes it easy to learn about the co-ownership model, compare the industry’s key providers, and find the vacation property that’s perfect for you.
Can foreigners buy property in France?
Yes — France places no restrictions on foreign buyers of any nationality. The purchase process runs through a French notary and is conducted entirely in French, which is one reason co-ownership providers handle the paperwork on your behalf.
How much does it cost to co-own a vacation home in France?
Kocomo's French listings currently start from €109,000 for a share, with a typical share priced around €299,000, most sold in 1/8 fractions.
What do I actually own when I co-own a property in France?
Most Kocomo listings in France use a dual legal structure: the property itself is held by a French Société Civile Immobilière (SCI), which is in turn owned by a US-based entity. You hold a deeded share in that entity, giving you real, transferable equity rather than a right to use.
Is co-ownership the same as a timeshare?
No. Co-ownership gives you a deeded percentage of real equity in the property — you can sell it, will it, or watch it appreciate. A timeshare only grants a right to use a unit for a fixed week, with no ownership stake. See our Timeshare vs Co-ownership Guide.
How many weeks per year can I use my share?
It depends on your share size, but most co-ownership arrangements allocate 4 to 8 weeks per year, split across seasons so every owner gets a mix of peak and off-peak time.
Can I resell my share later?
Yes — shares in the SCI/entity structure can be sold, gifted, or passed on through inheritance, without needing to re-title the underlying property.