Buy Property in Italy Through Co-ownership
Owning a home in Italy usually means either paying the full price of a villa — often €1.5M or more on Lake Como or Lake Garda — or settling for a short rental that never feels like your own. Kocomo lists co-ownership properties across Italy's most sought-after regions, from the lakes of Como and Garda to Tuscany, Sardinia, and Liguria, with shares currently starting from €60,000. Most Italian listings are sold in 1/8 shares, averaging around €206,000 per share, giving you several weeks of use every year in a fully managed, professionally maintained home — without the full financial burden or upkeep of solo ownership. Every listing comes from vetted providers like MYNE, Nomadu, and Vivla, with transparent pricing and resale support built in. Buying in Italy as a foreigner is straightforward: EU, UK, and US citizens face no restrictions, though a few extra tax and reporting steps apply. Here is what is for sale now, what it actually costs, and how buying works for international buyers.
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Buying in Italy as a foreigner is generally simple: EU, UK, and US citizens can purchase freely under Italy's reciprocity agreements, with no special visa required. You'll need an Italian tax code (codice fiscale), and should budget for Italy's IMU property tax (0.4-1.06% of cadastral value) plus registration and notary fees — all split proportionally with your co-owners. Our complete guide for American buyers covers the full tax and reporting picture, including FBAR and FATCA thresholds. For a deeper look at ongoing costs compared to renting or buying outright, see our Cost of Living in Italy guide. And if you are still deciding where in Italy to buy, The Italian Lakes guide walks through Como, Garda, and Maggiore side by side.
Can Foreigners Buy Property in Sardinia? Rules, Taxes and Costs in 2026
Foreign demand for Sardinian real estate jumped 64.5% between 2019 and 2023 — but eligibility, coastal building restrictions, and closing costs (10-15% on top of the purchase price) catch a lot of buyers off guard. This guide breaks down who can legally buy, where you can and can't build, what it actually costs, and how co-ownership sidesteps most of the bureaucracy.
Sardinia Italy Homes for Sale: Why Co-Ownership Is the Smartest Way In
Full ownership of a quality Sardinia villa starts above €500,000 — a seven-figure decision with taxes, upkeep, and a property empty most of the year. This guide breaks down how co-ownership flips that math, what a deeded share actually costs and includes, and how it compares to renting or buying outright over time.
Best Time to Visit Sardinia — And Why You Might Want to Own There Instead
September is the standout month to visit Sardinia — warm seas, 70% fewer crowds than August, and prices 30-40% lower. This guide breaks down what every month actually looks like, from Ferragosto chaos in August to hidden-gem exploring in the off-season, and why some visitors who keep coming back start looking at ownership instead of another holiday.
Is Sardinia Expensive? The Real Cost of Owning a Home There in 2026
Sardinia looks affordable until you add up taxes, notary fees, agent commissions, and the maintenance costs nobody mentions on the listing page. This guide breaks down the real all-in cost of buying property in Sardinia in 2026, plus a straight comparison between renting, buying outright, and co-ownership so you can see exactly where your money goes.
Lake Como vs Lake Garda: Which Italian Lake Is Right for You?
Choosing between Lake Como and Lake Garda for your Italian getaway depends on what kind of experience you're after. Both lakes offer stunning Alpine scenery and charming towns, but each has its own personality that appeals to different types of travelers.
Best Towns in Lake Garda: Where to Stay, Visit, and Fall in Love
Lake Garda has dozens of charming towns scattered along its 100-mile coastline, but choosing where to stay can feel overwhelming. This guide is perfect for travelers planning their first visit to Italy's largest lake, couples seeking romantic getaways, and anyone considering Lake Garda as a potential home base or investment destination.
Frequently Asked Questions
What is Kocomo?
Kocomo is a marketplace and educational hub for the co-ownership of vacation homes, bringing people closer to their dream of owning a second home.
Kocomo makes it easy to learn about the co-ownership model, compare the industry’s key providers, and find the vacation property that’s perfect for you.
Can Americans buy property in Italy?
Yes — the US has a reciprocity agreement with Italy, so American buyers face no restrictions. You'll need an Italian tax code (codice fiscale) and should budget for FBAR/FATCA reporting if your Italian bank balances exceed $10,000. Read more in Can I Buy a House in Italy as an American?
How much does it cost to co-own a vacation home in Italy?
Kocomo's Italian listings currently start from €60,000 for a share, with most properties ranging up to €579,000 depending on location, size, and provider.
Is co-ownership the same as a timeshare?
No. Co-ownership gives you a deeded percentage of real equity in the property — you can sell it, will it, or watch it appreciate. A timeshare only grants a right to use a unit for a fixed week, with no ownership stake. See our Timeshare vs Co-ownership Guide.
How many weeks per year can I use my share?
It depends on your share size, but most co-ownership arrangements allocate 4 to 8 weeks per year, split across seasons so every owner gets a mix of peak and off-peak time.
What taxes will I owe as a foreign co-owner in Italy?
You'll pay a proportional share of Italy's IMU property tax (0.4-1.06% of cadastral value) plus TARI waste tax, split according to your ownership percentage. US buyers should also track FBAR/FATCA thresholds. Learn more in Can I Buy a House in Italy as an American?
Can I resell my share later?
Yes — because it's real deeded equity, not a usage right, your share can be sold or passed on, similar to any other piece of real estate, subject to the co-ownership structure's resale terms.