Buy a Vacation Home in Costa del Sol Through Co-ownership
A whole villa on the Costa del Sol is typically valued well over €1M in prime areas — through co-ownership, a deeded share starts from €119,000, with listings sold in 1/8 fractions averaging around €179,000 per share. Kocomo lists co-owned homes across the Costa del Sol's established resort towns, from Marbella and Estepona to Fuengirola and Benalmádena, each fully managed with transparent pricing and resale support built in. Every listing comes from vetted providers like MYNE and Nomadu. With over 300 days of sunshine a year and consistent year-round demand from Northern European buyers, the Costa del Sol remains one of Spain's most established second-home markets. Here is what is for sale now, what it actually costs, and how co-ownership works on the Costa del Sol.
Locations in
Costa del Sol
Helpful Resources
Buying on the Costa del Sol as a foreigner is open to all nationalities — Spain places no restrictions. In Andalusia, resale properties carry a flat 7% transfer tax (ITP), while new builds carry 10% VAT plus 1.2% stamp duty; budget roughly 9-12% above the purchase price in total costs. You'll need a Spanish NIE number and must document your source of funds for anti-money-laundering compliance. Our Marbella Real Estate guide covers the full legal process, neighborhood-by-neighborhood pricing, and cost breakdown in detail.
Can Foreigners Buy Property in Spain? Rules, Taxes and Costs in Marbella (2026)
Foreigners can legally buy property in Spain with no nationality restrictions, no residency requirement, and no cap on properties owned — but taxes and fees add 11-13% on top of the purchase price. This guide breaks down the full tax rates by region, new build vs resale, mortgage options for non-residents, and the step-by-step buying process.
Luxury Villas in Costa del Sol: Why Co-Ownership Is the Smartest Way In
Committing several million euros to a single luxury villa in Costa del Sol is the sticking point for most buyers. This guide breaks down how co-ownership works structurally, the capital efficiency case for holding a fraction of a premium asset, and what to scrutinize — governance, exit terms, management track record — before you sign anything.
Best Time to Visit Marbella — And Why You Might Want to Own There Instead
Marbella doesn't really have a bad time to visit — it has different versions of itself depending on the month. This guide breaks down the climate season by season, which months suit families, couples, golfers, and culture travellers, and why the more time people spend here, the more they start asking whether co-ownership makes more sense than another holiday rental.
Is Marbella Expensive? The Real Cost of Owning a Home There in 2026
Marbella property prices are only part of the picture — the real cost of buying runs 10-13% higher once taxes, legal fees, notary and registry costs are added. This guide breaks down every cost item with real numbers, walks through a full budget example on a €600,000 purchase, and compares renting, buying outright, and co-ownership over a 5-year horizon.
Frequently Asked Questions
What is Kocomo?
Kocomo is a marketplace and educational hub for the co-ownership of vacation homes, bringing people closer to their dream of owning a second home.
Kocomo makes it easy to learn about the co-ownership model, compare the industry’s key providers, and find the vacation property that’s perfect for you.
How much does it cost to co-own a home on the Costa del Sol?
Kocomo's Costa del Sol listings currently start from €119,000 for a share, with a typical share priced around €179,000, all sold in 1/8 fractions.
Can foreigners buy property on the Costa del Sol?
Yes. Spain places no restrictions on foreign buyers of any nationality. You'll need a Spanish tax ID (NIE) and must document your source of funds for anti-money-laundering compliance, in addition to Spain's transfer tax (ITP) — a flat 7% on resale properties in Andalusia.
Is co-ownership the same as a timeshare?
No. Co-ownership gives you a deeded percentage of real equity in the property — you can sell it, will it, or watch it appreciate. A timeshare only grants a right to use a unit for a fixed week, with no ownership stake. See our Timeshare vs Co-ownership Guide.
Which towns on the Costa del Sol are best for buying?
Kocomo's current listings are concentrated in Fuengirola, Estepona, Marbella, and Benalmádena. Within Marbella itself, the Golden Mile commands €10,000+/m² for beachfront prestige, while San Pedro de Alcántara (€5,183/m²) and Marbella East (Las Chapas, Elviria, Cabopino) offer more accessible entry points with the same coastline access.
How many weeks per year can I use my share?
It depends on your share size, but most co-ownership arrangements allocate 4 to 8 weeks per year, split across seasons so every owner gets a mix of peak and off-peak time.
Can I resell my share later?
Yes — because it's real deeded equity, not a usage right, your share can be sold or passed on, similar to any other piece of real estate, subject to the co-ownership structure's resale terms.